Privacy policy

1. Introduction

Kdt Service attaches great importance to the protection of personal data and respect for the privacy of its users, clients and partners. This privacy policy aims to inform, clearly and transparently, about how personal data is collected, used, protected and retained.

By using the Kdt Service website, you accept the practices described in this policy.

2. Data controller

The data controller for personal data is Kdt Service, in the context of its credit and financing activities.

For any questions regarding the protection of personal data, users may contact Kdt Service via the Contact page of the website.

3. Personal data collected

Kdt Service may collect the following categories of data:

  • Identification data (name, first name, date of birth);
  • Contact details (email address, phone number, postal address);
  • Professional and financial information necessary for the assessment of credit or financing applications;
  • Data voluntarily provided via online forms;
  • Browsing data (cookies, IP address, browser type), for the purpose of improving the website.

4. Purposes of processing

Personal data collected is used exclusively for the following purposes:

  • Processing, analysis and management of credit or financing applications;
  • Communication with clients and prospects;
  • Compliance with legal and regulatory obligations;
  • Improving the quality of services and user experience;
  • Website security and fraud prevention.

5. Legal basis for processing

The processing of personal data is based on:

  • User consent;
  • Performance of pre-contractual or contractual measures;
  • Compliance with legal and regulatory obligations;
  • The legitimate interest of Kdt Service, in particular in terms of security and service improvement.

6. Confidentiality and sharing of data

Personal data is processed in strict confidence.

It is never sold or transferred to third parties. However, some data may be communicated to partners or competent authorities only when necessary for the management of files or required by law.

7. Data security

Kdt Service implements appropriate technical and organisational measures to ensure the security, integrity and confidentiality of personal data, and to prevent any unauthorised access, loss or disclosure.

8. Retention period

Personal data is retained only for the period necessary to achieve the purposes for which it was collected, and in accordance with applicable legal and regulatory requirements.

9. User rights

In accordance with applicable regulations, each user has the following rights:

  • Right of access to their personal data;
  • Right to rectification of inaccurate or incomplete data;
  • Right to object to the processing of data;
  • Right to erasure of data, within the limits provided by law;
  • Right to restriction of processing.

These rights may be exercised via the Contact page of the website.

10. Cookies

The Kdt Service website may use cookies to improve browsing and user experience. Users may configure their browser to refuse all or some cookies.

11. Changes to the privacy policy

Kdt Service reserves the right to modify this privacy policy at any time to comply with legal, regulatory or technical developments. Any changes will be published on this page.

12. Contact

For any questions regarding this privacy policy or the processing of personal data, please contact us via the Contact page of the website.